![]() ![]() Once you’ve figured out how much money you’re bringing in each month after taxes, you’ll need to figure out how much you need to spend on your monthly expenses. Step 2: How to determine and enter monthly expenses You can also use this section to add a second income if you’d like to create a joint budget. ![]() If you have additional income such as a side hustle, or you receive child support, alimony, or other supplemental income, add that monthly amount under Other Income. If the last 3 months were unusually high or low, add up all your deposits for the past year instead and divide by 12 to get a better average. Enter that amount in the budget calculator. If your income changes from month to month, add up your total monthly deposits for the last 3 months and divide that number by 3 to get a baseline monthly estimate.If you get paid every other week, multiply your take-home amount by 26 for the number of checks you get each year, and then divide by 12 to get your monthly take-home pay.If you get paid twice a month, add the take-home amount of your two checks together and enter that amount.If you get paid a regular check once a month, enter your net income after deductions each paycheck.To determine what to enter under Salary/Wages in the budget calculator, follow these steps: Remember, this is the amount you can spend every month, so be sure to use your net income - which is the money you’re left with after taxes and deductions for things like health insurance and your 401(k), not your gross income, which is your total pay before any deductions. Ready to get started? To use our monthly budget calculator, first you need to figure out your monthly income. This accounts book comes in a keepsake box with a bonus of 190 budget planner stickers and a quick start user manual, making it perfect as a useful gift.Build your budget in 3 easy steps Step 1: How to figure out your monthly income It is a spacious A4-sized monthly budget planner. It is a spiral-bound finance planner with an animal-friendly PU-leather hardcover and thick 120gms pearl white paper. ❤ UNDATED & CONVENIENT, THE PERFECT GIFT - GoGirl financial planner comes undated, meaning you can start using it any time without wasting a page.At the back, you will find 4 savings tracker, 6 debt tracker, 2 holiday budget, 2 regular bill tracker and 2 summary of the year pages. Each section comes with a calendar & monthly goal view, a monthly budget spread, 4 pages for expense tracking and a monthly Budget Review section. The bill planner and organizer is separated into monthly sections. ❤ ALL YOU MAY NEED FOR BUDGETING – this budget planner organizer helps you set financial goals and develop a goal-reaching strategy.Luckily, GoGirl Budget Organizer Book comes with beautiful and sturdy receipt pockets at the end of each monthly section, so that you can easily store all of the receipts in one place and forget about the mess that storing all yearly papers in one folder may lead to. Keeping track of each receipt may seem like tedious work, especially when you save all of your yearly bills. ❤ PRACTICAL APPROACH TO FINANCE - One of the best ways to monitor your expenses is to save your monthly bills and receipts.Store everything finance-related in your bill book in perfect order and forget about having to look for receipts. You will be able to set goals, meticulously track your expenses, reflect on your progress, and keep moving forward. ❤ MANAGE YOUR PERSONAL FINANCE FLAWLESSLY - If you are on a search for the perfect budget planner to keep your finances organized, GoGirl Bill Budget Planner & Bill Organizer is the right product for you. ![]()
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